by [email protected] | Oct 27, 2026 | Refinancing, Articles, Cut it
Have you ever wondered why a lender assesses your home loan at a rate higher than the one you will actually pay? It is one of the more confusing parts of applying for a home loan, and it can catch borrowers off guard. The good news is that once you understand it, the...
by [email protected] | Oct 19, 2026 | Refinancing, Articles, Cut it
Home equity is the difference between your property’s value and what you still owe. Refinancing is one way to access part of that equity as cash. Most homeowners can borrow up to 80% of their property value without paying Lenders Mortgage Insurance, and the...
by [email protected] | Oct 19, 2026 | Refinancing, Articles, Cut it
When navigating the home loan market, understanding the features available to you can make a significant difference in managing your mortgage effectively. Home loan features are tools and options included in your mortgage that are designed to provide flexibility,...
by [email protected] | Oct 6, 2026 | Refinancing, Articles, Cut it
Lately it can feel like everyone is talking about their home loan. A mate at the barbecue mentions switching lenders. A colleague says they shaved hundreds off their monthly repayment. You nod along and wonder quietly whether you are the only one sitting still. If you...
by [email protected] | Sep 30, 2026 | Articles, Interest Rates
“If the cost of living, and that’s what everybody’s talking about, is going up and is really hurtful to everybody, why the hell are you putting interest rates up, which actually hurts us even more?” I asked that question in my reaction video immediately...
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