Interest Rates

RBA Leaves Cash Rate on Hold at 4.35% – What It Means for Borrowers

The RBA held the cash rate at 4.35% at its August 2026 meeting, resisting a return to hikes as inflation eases. Here’s what it means for borrowers.

Rates to remain on hold in August?

All four major banks are now forecasting the RBA will leave the cash rate unchanged.

Your offset account might not be working. Here is how to check.

If you have an offset account, this is worth paying attention to. Not because you need to panic, but because the assumption most borrowers make turns out to be shakier than it should be.

Why Is Your Bank Only Offering You a Better Rate When You’re About to Leave?

Have you ever asked your bank for a better rate, been told no, then watched a competitive offer land in your inbox the moment you started talking to a broker?

Rate Cuts Are Still Coming, Just Not When You Think

The headline was about a cut being removed from a forecast. The story underneath is more interesting, and honestly, more useful to you as a borrower trying to plan the next couple of years.