Certainty is the main reason people choose to fix. If you know exactly what your repayment will be every month, budgeting becomes straightforward. There are no surprises if the RBA lifts rates during your fixed term.
With your mortgage, the cost of doing nothing is not neutral. Every month you stay on an uncompetitive rate is a month you are paying more than you need to.
If the rate they are offering new customers is significantly lower than the rate you just wrote down, your loan may no longer be competitive.
When it comes to refinancing your home loan, there are a few misconceptions floating around that should be cleared up.
Balmain Refinancing Advice: One of the most important yet undervalued ways to save money.
Secure the best refinance deal on your home loan by asking these four questions.
Should you take out a fixed rate mortgage now, with interest rates at record lows and the continuing uncertainty of COVID-19?
While there are multiple factors you need to consider while switching home loans, here’s our take on three aspects that every borrower should deem as non-negotiable.
Want to kickstart 2021 the right way? Here are some great mortgage saving opportunities.
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