Property Insights

Rates to rise again in November?

September quarter inflation came in hotter than expected this morning, strengthening the case for another RBA rate rise on Melbourne Cup Day, even as rising unemployment gives the board reason to pause.

“Government, it’s time to make some TOUGH DECISIONS” | Mark Bouris & Stephen Koukoulas

Articles, Property Insights

Will the RBA raise interest rates again in November, or is Australia’s slowing economy a reason to hold?

The Serviceability Buffer, and What It Means When You Refinance

Refinancing, Articles, Cut it

The buffer has always been part of the lending process, but it carries more weight in the current environment.

Refinancing to Access Your Equity: What You Can Actually Use It For

Refinancing, Articles, Cut it

Refinancing means replacing your current home loan with a new one, sometimes with a different lender or different terms.

Home Loan Features Explained: Offset vs Redraw and What You Need

Refinancing, Articles, Cut it

Refinancing is the natural moment to pick up the features your current loan lacks, as long as those home loan features are going to be utilised or beneficial to you.

Why the Economy is in WORSE Shape Than You Might Think | Mark Bouris & Peter Switzer

Property Insights, Articles, Business Loans, Investment Property Loans, Property Investor

Are Australian property investors facing a major turning point? In this episode of Property Insights, Mark Bouris sits down with economist and finance commentator Peter Switzer to discuss the future of Australian property investment, the outlook for interest rates, and the economic changes that could reshape how Australians build wealth.

Why Are Record Numbers of Australians Refinancing?

Refinancing, Articles, Cut it

Repayments are higher than borrowers may have planned for. The Australian Bureau of Statistics backs this up.

Mark Bouris: The maths that shows just how badly September’s cash rate increase will hurt mortgage holders.

Articles, Interest Rates

The cash rate is at a 15-year high. A lot of mortgage holders and small business owners are hurting and confused about why. Here’s why and what we need to say honestly.