Impact of a Potential Interest Rate Rise

Impact of a Potential Interest Rate Rise

As the property market continues to boom, experts expect lenders and regulatory authorities to step in to prevent further overheating by raising interest rates. Here’s a quick look at what an increase in interest rates means for existing and prospective...
EOFY Tips for Borrowers

EOFY Tips for Borrowers

As per industry estimates, last year, the average tax refund amount from ATO (Australian Taxation Office) stood at $2,365 (Source Accountants Daily). Filing taxes on time allows you to receive a timely tax refund which could help you strengthen your loan application...
Should I Choose A Loan for The Cashback Offer?

Should I Choose A Loan for The Cashback Offer?

The home loan market is competitive, and many lenders are fighting for your home loan dollar. Offers come thick and fast across the board, from big banks to credit unions, and the cashback offer is the latest way they’re trying to lure you from their...
Ready to Swipe Right on Your First Home?

Ready to Swipe Right on Your First Home?

Single and looking to buy your first home? You may have heard that lenders aren’t interested in solo borrowers, but it’s not entirely true. Lenders are more interested in whether you are responsible with your money and have sufficient income to meet your...
Home loan pre-approval: how much should I ask for

Home loan pre-approval: how much should I ask for

Do you want to get pre-approved for a home loan so you can start house hunting, but you’re not sure how much to ask for? Perhaps you’re worried that if you ask for too much, your pre-approval will be rejected. Or if you too low,  you won’t find a home you...