Saving For A House Deposit When You Still Have Debts

Saving For A House Deposit When You Still Have Debts

Is it really necessary to start your home loan journey with a clean slate? Many first home buyers ask us whether they should be focusing on paying down debt, or building their house deposit? Understanding your own personal situation goes a long way to answering this...
Construction Loans For Financing A Big Project?

Construction Loans For Financing A Big Project?

If you’re building a new home or embarking on major renovations, you might be wondering how finance works for these types of big projects. Constructions loans have been designed specifically for this purpose, with several features that assist borrowers through...
What to Do If Your Home Loan Is Rejected

What to Do If Your Home Loan Is Rejected

It’s frustrating to spend time and effort on your mortgage application, only to find out it doesn’t get the green light. If your first reaction is to try again with another lender, do so very carefully. Your credit file shows a record of every credit...
How to Help Your Child Buy Their First Home

How to Help Your Child Buy Their First Home

You see your kids struggling to raise the deposit needed to buy a property, but you’re not sure what’s the best way to help. If you give them a gift of money, will lenders accept this as a deposit? Is going guarantor too risky? What about if you buy a house together...