by N K | Jun 16, 2021 | Refinancing
Refinancing can be a smart move, but it doesn’t always work out for the better. Tighter lender approval processes, including changes to living expense calculations, can reduce your options for shopping around. Keep in mind that what you borrowed when you...
by N K | Jun 16, 2021 | Superannuation
You may have heard about people accessing their super savings for weight loss surgery or buying a first home, and there are ways to access your superannuation well before retirement. Here we look at the rules around being able to unlock your super before preservation...
by N K | Jun 16, 2021 | Self Employed Borrowers
Contrary to popular belief, being self-employed doesn’t mean you have to settle for a higher interest rate home loan. If you can substantiate your income, you will be assessed similarly to any other home loan applicant – regardless of whether you’re a sole trader,...
by N K | Jun 16, 2021 | Refinancing
Deciding whether to fix your mortgage is usually a trade-off between the stability offered by fixing, or the flexibility and lower interest rates that traditionally come with variable loans. With the cash rate at a historic low of 0.25%, fixing your mortgage to...
by N K | Jun 15, 2021 | Home Loans
Despite the stereotype that millennials are all about travel and smashed avocados, a surprising number of this generation consider home ownership important. The desire to own a home among 20-to-30 year-olds is placed as high as 94% by Genworth’s Millennial Home...
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