by Anu Joshi | Aug 9, 2018 | Home Loans
To get your free copy of the full Morello Matrix eBook visit www.ybr.com.au/morellomatrix Start with a Plan Save for a deposit: The first step is to get a deposit, usually 5-10 percent of the purchase price plus costs. Map it out: Establish what you want to buy, the...
by Anu Joshi | Aug 9, 2018 | Self Employed Borrowers
If you are self employed, or work as a contractor, getting a home loan isn’t always easy. Your income is more likely to fluctuate, your work isn’t necessarily guaranteed, and typically evidence of income can be difficult to produce. Tax returns and financials may...
by Anu Joshi | Aug 9, 2018 | Home Loans
It may be a good reason to buy a property: to give your family a place to holiday, where you can store all your holiday toys and not have to cart them across the country. But when buying a holiday home it’s crucial to decide what the property is for, what it will...
by Anu Joshi | Aug 9, 2018 | Interest Rates
The mortgage market is very large and competitive in Australia. So lenders position themselves with marketing, much of which is based on interest rates. Often, what is being offered is a home loan with a ‘discount’ rate or an introductory rate, either of which are...
by Anu Joshi | Aug 9, 2018 | Property Investor
When you buy an investment property, you own a business asset and you therefore own an asset that produces income. So you should be insured not only for the typical contents and building cover in the property, but also against loss of income. A good landlords...
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