by Anu Joshi | Aug 9, 2018 | Property Investor
To get your free copy of the full Morello Matrix eBook visit Morello Matrix Home improvements While you keep paying off the loan and building equity, your property grows in value over time. Now let’s look at the active side of capital growth: capital improvement. This...
by Anu Joshi | Aug 9, 2018 | Property Investor
An investment property may be a nice home or an impressive apartment, but it is also a business. You have made a significant financial investment so that the asset returns some of its costs in income. This is what all assets do, in some way, but when you buy an...
by Anu Joshi | Aug 9, 2018 | Refinancing
Cheaper rate One of the most common reasons to refinance a home loan is to find a cheaper loan. Sometimes, a borrower has been with the same lender for a number of years and what was initially a competitively-priced loan is now in the middle of the pack in terms of...
by Anu Joshi | Aug 9, 2018 | Property Investor
TaxWhen you have an investment property, the interest on the home loan is tax deductible, as are the costs of renting the property, but you pay capital gains when you sell the property. Whereas, your primary place of residence has no tax deductibility in the loan, but...
by Anu Joshi | Aug 9, 2018 | Home Loans
Choosing a home loan can be one of the biggest financial decisions in your life, and not all loans offer the same features. Given the importance of the decision, it’s vital that you spend time working out what you need from your loan as this is a long-term financial...
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