The Reserve Bank of Australia left the cash rate on hold at 4.35%, ending a run of three straight hikes through 2026.
Caroline Springs
Yellow Brick Road Caroline Springs is committed to providing honest, genuine broking services to individuals, families and businesses. We tailor our advice to your specific individual circumstances.
Opening HoursOur Services

Residential And Investment Property Loans

Refinancing Loans

Loans For The Self-Employed

Small Business Loans
Meet the Caroline Springs team

David Piculovski's approach is centered around the customer experience ensuring each customer and their financial circumstances are attended to with care, precision and with a high level of customer service. He has an extensive background in Banking and Finance which extends to Mortgage and Asset finance.
His business has the ability to meet the specified requirements and objectives of the customer's needs and is tailored to their personal circumstances to achieve their goals.
Joining the YBR family was an easy choice. David appreciates the shared vision and is focused on delivering a high level of customer service while forging long-term client relationships with his local community. He wants to make a positive impact on his client's lives to achieve their ultimate dream of financial freedom and success.
I can help with:
- Home loans, residential, commercial, owner-occupied and investment loans
- Refinancing loans to reduce rates, debt consolidation and access to equity for home renovations & improvements
- Specialist with credit-challenged customers
- Business Finance Solutions Equipment, Vehicle and Asset Finance

Growing up always wanting to be a high achiever being a leader has always been my goal. In my previous job in which I was there for just over 8 years I started in sales and worked my way up to the general manager position with a high focus on customer satisfaction. I saw Yellow Brick Road as a company with a great range of products and services, something I feel is essential to any business owner.
Andrew Kalogirou loves his local area for the plethora of opportunities to grow and build a stronger community. Andrew loves spending time with his family and friends and enjoys AFL football. He is passionate about technology and is not afraid to give it a go. Some of the reasons that compelled Andrew to join YBR were its diverse range of mortgage and the level of customer service. With a focus on customer satisfaction and forging long term client relationships, Andrew focuses on providing quality mortgage advice and services to everyday people to help them achieve their property goals.
I can help with:
- Home loans
- Property investment loans
- Refinancing

Laura Moran loves helping her customers achieve their financial goals, whether that be purchasing or refinancing their first home, next home, or adding an investment to their property portfolio. Laura works to educate her clients to ensure they have an understanding of their finances so that they are set up to work for them, which will assist her customers in achieving financial freedom.
Laura has 20+ years of experience in the finance industry and is a trusted advisor who aims to build lifelong relationships with her customers. She strives to understand her customer's needs and objectives by taking the time to listen to them. Having grown up and living in the local area of the Mitchell Shire from a young age, Laura now has her own family with two young children who attend local schools and are actively involved in multiple sporting clubs. Laura joined Yellow Brick Road as she loves the organisation's values and approach to their customers as they align with her own. With access to multiple lenders on YBR platform, Laura will be able to find solutions for her customers that are most suitable to them and meet their needs. She is here to help!
I can help with
- Home Loans
- Investment Property Loans
- Small Business Loans
- Car Finance
- Plant and Equipment Leasing

With many years of business experience, Vincent wanted to share his industry expertise and knowledge to assist everyday people to achieve their goals and dreams. Living in bayside and working in the northern suburbs, he loves the entire Melbourne! He plays tennis and take kids to various sports clubs, and he's a member of MB classic car club as a true petrol head. He joined and enjoy working at YBR because he believes that it always put people first which matches his business philosophy.
Vincent is a specialist in helping credit-challenged customers, small business owners and migrants (I speak Mandarin fluently).
I can help with:
- Home loans
- Property investment loans
- Refinancing
With over 14 years of experience running three successful hospitality-focused businesses and managing investment properties, Harry brings a wealth of first-hand knowledge and insight to his role as a mortgage broker. Leveraging Yellow Brick Road's extensive product range, he provides tailored financial solutions that meet the needs of his clients, particularly those who are self-employed or looking to invest in property.
Drawing from his hospitality background, Harry prioritises exceptional customer service and client satisfaction in every interaction. His deep connection to his vibrant local community drives his passion for helping others. Outside of work, he enjoys exploring local parks, participating in community events, and spending quality time with family and friends. He joined Yellow Brick Road for their client-first approach, ensuring each client receives a personalised plan for achieving their financial goals.
I can help with:
- Home Loans
- Business Loans
- Loans for the Self-employed
- Commercial Loans
- Investment Property Loans
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