by Anu Joshi | Dec 9, 2020 | Property Settlement
As long drawn and gruelling your property purchase and mortgage settlement may have been, continuing to monitor your home loan is an absolute necessity to capitalise on quicker homeownership and saving opportunities. Here’s a look at why and how you should go...
by Anu Joshi | Dec 9, 2020 | Interest Rates
With most lenders passing on the latest rate cut only through fixed-rate products, there is much discussion on the pitfalls of going with a fixed-rate loan. Despite the valid concerns and caution voiced by experts, there is a way to make a switch while protecting...
by Anu Joshi | Nov 25, 2020 | Home Loans
With the current property market being a buyer’s one, any step to quicken a home loan can contribute significantly to not missing out on a good property deal. Securing a pre-approval is an excellent way to expedite your mortgage approval process. Here’s a quick...
by Anu Joshi | Nov 11, 2020 | Interest Rates, News
The most recent RBA rate cut has brought down the cash rate to an all-time historic low of 0.1%. But does this translate into immediate savings for borrowers? This may not always be the case. The cash rate fixed by the RBA is the rate it charges commercial banks for...
by Anu Joshi | Nov 9, 2020 | Interest Rates
With multiple rate cuts and lenders vying for the business of low-risk borrowers, if you are financially secure and have a home loan that’s over two years old, there’s scope to lower your rate. Let’s look at how you should go about doing it. Do your research...
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