by Anu Joshi | Jan 9, 2019 | Home Loans
Low documentation (low doc) loans, otherwise known as alt doc loans, cater to borrowers who don’t have their financials up to date or have failed to lodge their recent tax returns. There’s no shortage of misconceptions surrounding this type of loan, so here are the...
by Anu Joshi | Nov 21, 2018 | Auction
When the bidding at an auction falls short of the reserve price, the property is ‘passed in’ and the prospective buyer, vendor and agent steel for an intense round of negotiations. What happens if you’re a buyer The first right to negotiate goes to the...
by Anu Joshi | Nov 21, 2018 | Interest Rates
Comparison rates were introduced to help Australian consumers see the true cost of a home loan quickly and easily. Personalised comparison rates do the same job but go one step better – by making the calculation relevant to your situation. Plug information like loan...
by Anu Joshi | Oct 22, 2018 | Borrowing Capacity
The Royal Commission and the Australian Prudential Regulation Authority’s (APRA) calls for sound lending practices has put living expenses under the spotlight. Where once it was enough to estimate roughly the cost of living, lenders are increasingly asking for...
by Anu Joshi | Oct 22, 2018 | Home Loans
It’s easy to get bogged down by the sheer weight of property cycle information available to buyers and investors. There are countless blogs, articles, podcasts and webinars devoted to the topic, but how much detail do you really need to understand? Let’s...
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