by Anu Joshi | Jul 2, 2019 | Saving
To tell a genuine leather product apart from its vinyl counterpart, simply spray it with water and see if the liquid gets absorbed. The test for ‘genuine savings’ on a home deposit is not nearly so straightforward. While most lenders like to see that you...
by Anu Joshi | Jun 29, 2019 | Refinancing
40 per cent of those surveyed said they had never refinanced. Another 19 per cent hadn’t refinanced in over five years, 6 per cent had refinanced four to five years ago, 8 per cent had three to four years ago and 10 per cent had between two to three years ago. Mark...
by Anu Joshi | Jun 6, 2019 | Property Investor
Whether you’re buying for capital growth or rental return, think of ‘location’ as the Ace card. Location and demand go hand-in-hand, which means you’ll need to be savvy about where you pick if you want to drive capital growth and maintain a good tenant occupancy...
by Anu Joshi | Jun 6, 2019 | Home Loans
You’re sealing the deal on your relationship by buying a home together. Congratulations, it’s an exciting time and the start of a happy future sharing your very own pad. So, what do you need to know to ensure smooth sailing? Here we’ve put together a...
by Anu Joshi | Apr 30, 2019 | Borrowing Capacity
With Australia having one of the highest levels of household debt in the world, it’s unsurprising that lenders take a good hard look at your serviceability. In other words, your ability to meet your home loan repayments. A common factor in determining how much...
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