How to Move from Charity Giving to Philanthropy

How to Move from Charity Giving to Philanthropy

You make the occasional charitable donation, but now you want to take a more strategic and structured approach to giving. Where do you start? With the ease in which technology connects people to causes across the globe, there’s no shortage of ways philanthropists can...
Home Preparation Secrets That Every Seller Should Know

Home Preparation Secrets That Every Seller Should Know

Your home is on the market, and you’re getting ready for the first open house inspection. You know it’s essential to keep it clean and tidy, but what else can you do to make it stand out from the crowd? Here we share the strategies used by home stylists to help make...
What Does Loan to Value Ratio (LVR) Mean?

What Does Loan to Value Ratio (LVR) Mean?

In layman’s terms, Loan to Value Ratio (LVR) is the amount you’re borrowing represented as a percentage of the property’s value. Lenders generally gauge a property’s value based on an independent valuation, not the sale price. To value the property, they might conduct...