The RBA held the cash rate at 4.35% at its August 2026 meeting, resisting a return to hikes as inflation eases. Here’s what it means for borrowers.
Phillip Island
Yellow Brick Road Phillip Island is a mortgage broking services company that is committed to helping their clients achieve their individual property, investment and business goals.
Opening HoursOur Services

Home Loans

Investment Property Loans

Loans For The Self-employed

Commercial Loans

Refinancing & Restructure Of Existing Loans
Meet the Phillip Island team

With 25 years banking and mortgage broking industry experience, Joe Reilly uses his extensive knowledge in home loans, business and commercial lending to help clients obtain the finance they need.
Joe's family has lived in both the Waterline and Phillip Island for over 10 years and his son attends a school on the Island. Joe is actively involved in the local sporting clubs and prides himself on keeping his valued clients informed every step of the way, working with them to achieve their goals.
I can help with:
- Home Loans
- Investment Property Loans
- Loans for the self-employed
- Commercial Loans
- Refinancing and restructure of existing loans
Latest Offer
Live the life you deserve with a flexible home loan
6.14
% pa
Borrower Rate
6.19
% pa
Comparison Rate
Our Blog
Rates to remain on hold in August?
All four major banks are now forecasting the RBA will leave the cash rate unchanged.
What the Budget Could mean for Investors, Landlords, Renters and Home Buyers
The 2026 Federal Budget has reshaped the housing policy debate. Here’s what changed

Contact Us
Find a Broker
0402 005 933


