The 2026 Federal Budget has reshaped the housing policy debate. Here’s what changed
Newcastle
Yellow Brick RoadYBR Newcastle

Patrick is an experienced Mortgage and Finance Broker at Yellow Brick Road with over 25 years of expertise in residential, commercial, and business finance. Patrick's deep understanding of the unique challenges faced by both self-employed and PAYG clients enables him to offer tailored, unbiased guidance that aligns with each client’s unique needs. His commitment to independent, client-centered solutions led him to join Yellow Brick Road, where he could work with a team focused solely on securing the best possible outcomes.
He can help with:
- Home Loans
- Commercial & Business Loans
- Investment Property Finance
- Loans for the Self-employed
- Plant & Equipment Financing
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Live the life you deserve with a flexible home loan
6.14
% pa
Borrower Rate
6.19
% pa
Comparison Rate
Our Blog
Getting Started as a First Home Buyer
Not all properties are seen as equal by lenders. Lenders follow a strict process to decide if they can lend you money.
Pre-Approval 101: How to Get Loan-Ready in 30 Days
Getting your documents and finances in order doesn’t have to take months. With a clear plan, you can become ‘loan-ready’ in as little as 30 days.

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