With 70% of first home buyers choosing to purchase with a smaller deposit, it’s clear that the 20% rule is no longer the only way forward.
How Much Deposit Do You Really Need for Your First Home in 2026?
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With 70% of first home buyers choosing to purchase with a smaller deposit, it’s clear that the 20% rule is no longer the only way forward.
Not all properties are seen as equal by lenders. Lenders follow a strict process to decide if they can lend you money.
Getting your documents and finances in order doesn’t have to take months. With a clear plan, you can become ‘loan-ready’ in as little as 30 days.
While parental help can be a blessing, it’s vital to weigh the benefits against the potential risks for everyone involved.
Understanding the different schemes is the first step, but applying them to your personal situation is where expert guidance makes all the difference.