by Anu Joshi | Aug 26, 2020 | Covid, Saving
Amongst the many ways to minimise expenses and boost savings, there are some tips for existing and prospective mortgage holders. Here are some practical and effective steps you could consider. For Existing Mortgage Holders If your home loan is over two years old,...
by Anu Joshi | Aug 20, 2020 | Covid, Home Loans
The mortgage landscape has changed substantially in the wake of COVID with lender norms getting a lot more stringent. Given the changing lender requirements coupled with the urgency to apply for timely relief, it is not uncommon for borrowers to make moves that could...
by Anu Joshi | Aug 19, 2020 | Self Employed Borrowers
The most significant difference between a self-employed and salaried person applying for a home loan is the lender’s visibility on the borrower’s ability to afford the mortgage. It is the legal responsibility of the lender to ensure that a borrower can afford the...
by Anu Joshi | Aug 13, 2020 | Home Loans
This recently announced $688 million stimulus package is designed to support Australians looking to construct or upgrade their homes while providing much-needed impetus to the construction sector. Here’s a quick guide on how the scheme works. What is it? The...
by Anu Joshi | Aug 13, 2020 | First Home Buyer
In addition to some fantastic federal government incentives, applying for grants at the state level can significantly boost the much-needed financial respite you may require as a first home buyer. Here’s a quick state-wise list of what’s available. But before delving...
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