The RBA held the cash rate at 4.35% at its August 2026 meeting, resisting a return to hikes as inflation eases. Here’s what it means for borrowers.
Maitland
Yellow Brick RoadYBR Maitland

Patrick is an experienced Mortgage and Finance Broker at Yellow Brick Road with over 25 years of expertise in residential, commercial, and business finance. Patrick's deep understanding of the unique challenges faced by both self-employed and PAYG clients enables him to offer tailored, unbiased guidance that aligns with each client’s unique needs. His commitment to independent, client-centered solutions led him to join Yellow Brick Road, where he could work with a team focused solely on securing the best possible outcomes.
He can help with:
- Home Loans
- Commercial & Business Loans
- Investment Property Finance
- Loans for the Self-employed
- Plant & Equipment Financing

David initially studied Criminal Justice at Charles Sturt University in NSW before accepting an offer to join ANZ bank in their insurance products division.
With over 8 years of experience working in Financial Services and sales industries, David gets great satisfaction from helping customers through exceptional customer service.
“I believe as a Mortgage Broker it is essential to find the best solutions possible for my customer".
When not working, David is an avid sports fan with a particular passion for NRL and the Manly Sea Eagles.
He can assist with:
- Home Loans
- Commercial Loans
- Loans for the Self Employed
- Business Loans
- Car Finance
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