After three rate rises in 2026, will the Reserve Bank sit still? That is the likely question on most borrowers’ minds this week.
Ballarat
Yellow Brick Road Ballarat is a multi award winning mortgage solution provider. We have a distinct focus on building long lasting relationships by providing all consumers with outstanding customer service and access to quality mortgage advice.
Our goal at YBR Ballarat is to help guide you toward find the right mortgage solution for your specific requirements. We do this in a manner such that you can understand and relate to the advice we offer, giving you access to a range of tools and expertise as well as support every step of the way.
Whether you are a first home buyer, an Investor or looking to refinance, we will help you plan for your future by providing quality mortgage solutions, delivered with professionalism and friendly service.
Our local area covers Ballarat and Buninyong, however we are not restricted and everyone is more than welcome.
Opening HoursOur Services

Home Loans
Meet the Ballarat team

Paul loves his local area because of its long and proud history. Outside work, Paul enjoys spending time with his wife and 2 children, watching AFL and supporting the Melbourne Football Club he also likes to help out his wife run their own horse stud.
Paul holds a Diploma of financial services in Finance / Mortgage Broking management. He's been in finance and insurance industry for over 20 years. Paul at Yellow Brick Road Ballarat strongly believes in creating long term client relationships, listening to individual clients' needs to give them advice tailored on their personal situation.
He believes in creating long term client relationships, listening to their needs and giving them advice tailored to their personal situation.
I can help with:
- Home loans
- Property investment loans
- Refinancing

Latest Offer
Live the life you deserve with a flexible home loan
6.14
% pa
Borrower Rate
6.19
% pa
Comparison Rate
Our Local News
Our Blog
What the Budget Could mean for Investors, Landlords, Renters and Home Buyers
The 2026 Federal Budget has reshaped the housing policy debate. Here’s what changed
Federal Budget 2026 Housing Changes Explained
Treasurer Jim Chalmers’ 2026 Federal Budget delivered the biggest shake-up to property tax settings in decades.

Contact Us
Find a Broker
0488 100 805





