We are pleased to confirm that the recent RBA rate cut is being passed on in full to all new & existing ‘YBR Essentials’ customers – existing borrower rates will decrease effective 28th February 2025. All other YBR white label loans are currently under review.

Ballarat

Yellow Brick Road Ballarat is a multi award winning mortgage solution provider. We have a distinct focus on building long lasting relationships by providing all consumers with outstanding customer service and access to quality mortgage advice.

Our goal at YBR Ballarat is to help guide you toward find the right mortgage solution for your specific requirements. We do this in a manner such that you can understand and relate to the advice we offer, giving you access to a range of tools and expertise as well as support every step of the way. 

Whether you are a first home buyer, an Investor or looking to refinance, we will help you plan for your future by providing quality mortgage solutions, delivered with professionalism and friendly service.

Our local area covers Ballarat and Buninyong, however we are not restricted and everyone is more than welcome.

Shop 4/110 Creswick Road, Ballarat VIC 3350
Opening Hours
Mon09:00 am - 05:30 pm
Tue09:00 am - 05:30 pm
Wed09:00 am - 05:30 pm
Thu09:00 am - 05:30 pm
Fri09:00 am - 05:30 pm
SatClosed
SunClosed
Shop 4/110 Creswick Road, Ballarat VIC 3350

Our Services

Home Loans

Meet the Ballarat team

Paul Farley
Branch Principal and Mortgage Broker

Paul loves his local area because of its long and proud history. Outside work, Paul enjoys spending time with his wife and 2 children, watching AFL and supporting the Melbourne Football Club he also likes to help out his wife run their own horse stud.

Paul holds a Diploma of financial services in Finance / Mortgage Broking management. He's been in finance and insurance industry for over 20 years. Paul at Yellow Brick Road Ballarat strongly believes in creating long term client relationships, listening to individual clients' needs to give them advice tailored on their personal situation.

He believes in creating long term client relationships, listening to their needs and giving them advice tailored to their personal situation.

I can help with:

  • Home loans
  • Property investment loans
  • Refinancing
Tracey Carr
Mortgage Broker

Latest Offer

Live the life you deserve with a flexible home loan

6.14

% pa

Borrower Rate

6.17

% pa

Comparison Rate

Our Blog

5 Fundamentals for First Home Buyers

5 Fundamentals for First Home Buyers

“I’m tired of paying thousands in rent every month”. Read the article below to learn some tips that can help you make more informed decisions when it comes to purchasing a home.

read more