With 70% of first home buyers choosing to purchase with a smaller deposit, it’s clear that the 20% rule is no longer the only way forward.
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Articles
Getting Started as a First Home Buyer
Not all properties are seen as equal by lenders. Lenders follow a strict process to decide if they can lend you money.
Pre-Approval 101: How to Get Loan-Ready in 30 Days
Getting your documents and finances in order doesn’t have to take months. With a clear plan, you can become ‘loan-ready’ in as little as 30 days.
The Bank of Mum and Dad
While parental help can be a blessing, it’s vital to weigh the benefits against the potential risks for everyone involved.
Guide to Buying Your First Home: Federal Schemes Explained
Understanding the different schemes is the first step, but applying them to your personal situation is where expert guidance makes all the difference.
Which lenders are passing on the February rate hike?
All four major banks have announced they’ll be passing on February’s rate rise in full to customers.
RBA Raises Cash Rate to 3.85%
The Reserve Bank of Australia has lifted the official cash rate by 0.25% to 3.85%, delivering its first rate increase of 2026.
Fixed Rate Home Loans on the Rise?
Navigating a changing interest rate environment can feel complex, but there are practical steps you can take.
RBA Predictions for 2026: What Borrowers Need to Know
Whispers of potential rate hikes are growing louder, fuelled by stubborn inflation and moves by major lenders.

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