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0400 262 671
The RBA held the cash rate at 4.35% at its August 2026 meeting, resisting a return to hikes as inflation eases. Here’s what it means for borrowers.
RBA Leaves Cash Rate on Hold at 4.35% – What It Means for Borrowers
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Clifton Hill
The Yellow Brick Road Clifton Hill team offers a complete and holistic solution that caters to all your mortgage needs.
From a first home to refinancing to an investment property, you can get it all in the one convenient location.
Our ambition is to make the property ownership dream of our clients quick and hassle free.
Our highly qualified team are ready and able to provide tailored solutions for you.
We also offer specialised products and services to small business owners and investors in property.
Our local area covers , however we are not restricted and everyone is more than welcome.
Opening HoursMon09:00 am - 07:00 pm
Tue08:00 am - 05:30 pm
Wed09:00 am - 07:00 pm
Thu08:00 am - 05:30 pm
Fri09:00 am - 05:30 pm
SatBy Appointment
SunClosed
All day off street parking easily availableOur Services
Home Loans
Business Finance
Commercial Loans
Meet the Clifton Hill team
Arthur Ioannou
Branch Principal and Mortgage Broker
As a qualified accountant (CPA), financial planner, lecturer, educator and author of Simply Business Money, Arthur brings a rich blend of skills to the table. He can offer you a compelling and holistic range of mortgage solutions.
Arthur is a Certified Practising Accountant (CPA) and hold a current public practice license. He graduated from Latrobe University with a Bachelor of Economics (Accounting) and from Monash University with a Diploma of Education. He has held positions in education and have run business seminars including NEIS programs for the Federal Government. His book, Simply Business Money, aimed at supporting start up businesses, was selected by CPA Australia to deliver training seminars across Australia. He believes Yellow Brick Road is the ideal organisation to be part of as it allows him to offer his skills to this great Clifton Hill community and to help clients with their property goals.
I can help with:
- Home loans
- Property investment loans
- Refinancing
Testimonials
Over the past six years, Arthur and his team have helped guide and manage our business from start-up. They have helped us put systems in place which make the day to day running of the business a no-brainer.
During this time, I have found all staff to be true professionals with a complete understanding of our business. They are pro-active, well informed, approachable, friendly and an effective team.
DB
Our experience with the Yellow Brick Road team has been very rewarding. We are in a far better position and face a more secure financial future than what it was previously. We have found the team at Yellow Brick Road to be very professional, approachable and readily available to us when the need is there.
PK
If you want a partner in business then you need Arthur, he is not afraid to have those deep and meaningful conversations about money which is what separate him from the others. He not only walks the talk but has a team that backs him up to execute all that he says will happen.
Arthur and his team have managed our finances for over the 10 years and have made all the difference.
His approach is simple! We can make anything work, now let's have that honest conversation about how to make it work" and to his credit he makes it work. - Gordon Todan
Latest Offer
Live the life you deserve with a flexible home loan
6.14
% pa
Borrower Rate
6.19
% pa
Comparison Rate
Our Blog
Rates to remain on hold in August?
All four major banks are now forecasting the RBA will leave the cash rate unchanged.
What the Budget Could mean for Investors, Landlords, Renters and Home Buyers
The 2026 Federal Budget has reshaped the housing policy debate. Here’s what changed
