SELF-EMPLOYED HOME LOANS
Helping self-employed Aussies find a home loan
Banks don’t always get self-employed. We do. You work differently. You earn differently. That shouldn’t mean fewer home loan options. Build your Financial Fingerprint to see how your situation stacks up.
Self-Employed - Built Different Campaign
SELF-EMPLOYED – ALT DOC & LOW DOC HOME LOANS
Your business is different.
Your home loan options are too.
Being self-employed doesn’t mean your home loan has to be complicated. Different lenders assess self-employed income in different ways, with options including standard, Alt Doc and Low Doc lending depending on your situation. We help you understand the pathways and find the right approach.
We understand self-employed
Sole traders, company directors, contractors and business owners, we understand that income doesn’t always fit the traditional mould.
We compare different pathways
From standard lending to Alt Doc and Low Doc options, we explore different ways lenders may assess your situation.
We help you at every step
From understanding your options to application and settlement, YBR brokers are here to guide you through the process.
MORE THAN A CALCULATOR
Your business.
Your income.
Your fingerprint.
Build your Financial Fingerprint and discover how your self-employed income, business structure, financial history and supporting evidence may be viewed differently by different lenders.
See what’s shaping your profile, explore potential assessment pathways and discover what could change your options, before you even speak with a broker.
Your privacy: Yellow Brick Road collects the information you enter into the Financial Fingerprint to show you your potential pathways. If you choose to email your results to yourself, we use an email service provider to send them. Our Privacy Policy explains how we handle personal information, how you can access or correct it, and how to make a complaint.”
DIFFERENT PATHS. REAL POSSIBILITIES
You’re in good company.
We help self-employed Australians from all walks of life find a home loan solution. With a panel of 50+ lenders, we can compare more options to find an approach suited to your situtation.
AND MANY MORE LENDERS ACROSS OUR PANEL
SELF-EMPLOYED LENDING OPTIONS
There’s more than one way to show your income.
Traditional payslips don’t always tell the story when you’re self-employed. Depending on your circumstances and the lender, there may be different ways to demonstrate your income.
Have your financials ready?
Traditional self-employed assessment using tax returns, financials statements and other standard income evidence.
Your business tells a bigger story.
Some lenders may consider alternative ways of verifying self-employed income, depending on their policies and your circumstances.
Don't have all the usual documents?
Low doc lending may provide another pathway for eligible self-employed borrowers who can’t provide all the documentation used in a standard application.
REAL STORIES. REAL PEOPLE.
See what our customers say.
Anurav Kumar
First Home Buyer
YBR Parramatta team have been a real value for time and effort. Given the current market situation, they have provided quality, real and professional service that assisted my family to secure our dream home.
Brandon Hinds
First Home Buyer
Tania at Yellow Brick Road helped my wife and I organise our first home loan, and we were very happy with the service we were provided. Tania went above and beyond what we expected of her.
Liz Tindle May
Refinance
Mike saved me thousands of dollars in a matter of minutes. And that’s not an abstract ‘saving over 30 years’ scenario. It’s a real, immediate and tangible saving.
Liam Cooper
Refinance
First-class debt specialist. Talks straight and kept me in the loop at all times. In a much better product and implemented a strategy to own my home sooner.
Deanna Gerada
Property Investor
Was a great experience with Tania. Very friendly, helpful and professional. Everything was explained thoroughly
Darlene Schwalger
Property Investor
YBR Rosanna were very helpful in providing us with all the information we needed to get to our goal of owning our first investment property.
Speak with a broker who gets different.
No matter what stage you’re at, Yellow Brick Road brokers can guide you through the options for home loans that fit your self employed income.
We’re here to help
Self-Employed - Built Different Campaign
