We are pleased to confirm that the recent RBA rate cut is being passed on in full to all new & existing ‘YBR Essentials’ customers – existing borrower rates will decrease effective 28th February 2025. All other YBR white label loans are currently under review.
The difference between fixed and variable home loans
Fixed rates are locked in for between 1 and 5 years Variable rates change with the Reserve Bank’s official cash rate Fixed rate gives you certainty, while variable is usually flexible