Lachlan is a motivated, passionate mortgage broking professional with 16+ years' experience. Through his years in mortgage broking, he has completed thousands of transactions, everything from a simple first home to large commercial and development loans. As a property investor and developer, Lachlan is constantly looking for the optimas funding structure for both himself and his clients. Over the years Lachlan has acquired and developed over $100m of property and is currently a co-owner of the Harbord Hotel in Freshwater.

Lachlan has a tenacious streak when it comes to finding the best solutions for clients. A client recently commented “I cannot begin to express my satisfaction with Yellow Brick Road's service and in particular Lachlan Cottee. Lachlan has organised both my residential and investment property loans and has delivered stress-free and timely mortgage solutions. I was so impressed I even referred my son to Lachlan for his mortgage. I cannot recommend this business and Lachlan highly enough. If your financial future is important to you then make time to speak with Lachlan, and you can be confident that an expert will have your best interests at heart."

I can help with

• Home Loans (Purchasing and Refinancing)
• Commercial Loans
• Investment Property Loans
• Unsecured Loans
• Self-employed applicants

Andrew began his finance career in 2006 and has built his reputation on trusted relationships, thoughtful advice and a genuine commitment to helping clients feel confident about their lending decisions.

With extensive experience across an evolving finance landscape, he takes the time to understand each client’s goals before shaping clear, practical lending solutions that support both their immediate needs and long-term plans.

Andrew works with clients Australia-wide and has extensive experience assisting expat and overseas clients with lending needs that require clear communication, careful coordination and a strong understanding of their circumstances. Andrew is especially passionate about guiding first home buyers through one of life’s most meaningful milestones. Having experienced the journey into property ownership himself, he understands how important it is to feel informed, supported and reassured at every stage, and he brings a calm, approachable presence to the process. As a property investor, Andrew also brings firsthand insight to clients building or growing an investment portfolio. He works closely with first-time investors and experienced borrowers alike, helping them structure lending with care, clarity and a strong understanding of the bigger picture.

He can help with:

• Home loans, including purchases and refinancing
• Investment property loans
• Construction loans
• Commercial loans
• Bridging loans
• Lending solutions for self-employed applicants