Home > Home Loans Now is the time to switch Take advantage of the great rates on offer right now. Start saving today Our own range of highly competitive home loans We've created a suite of our own great home loans. With highly competitive rates, we can provide a the best solution for your needs. As a mortgage broker, we also have access to all of the major lenders. With this broad and comprehensive range of options, we’ve got you covered. If you're wondering whether to go directly to a bank or consult a mortgage broker, do a little research first. Read this article on how a mortgage broker can help you get a home loan. Quick links Comparison rates Home loan calculators Self Managed Super Fund Home Loan Empower Platinum Credit Card Rate Smasher Home Loan A straightforward home loan with a highly competitive interest rate made for young families and first home buyers Empower Home Loan A fully featured home loan with no ongoing fees for those who want flexibility with their home or investment property Empower Package Home Loan A great option for home buyers and investors who want the flexibility and benefits provided by a 100% offset account Self Managed Super Fund Loan Our solution for those who wish to invest in residential property via an SMSF. I'm ready to talk to an adviser about a home loan now Contact Us How does Yellow Brick Road's Rate Smasher home loan compare? Borrower rate Comparison rate * 3.70% p.a 3.70% p.a* 3.81% p.a 3.85% p.a* 3.79% p.a 3.80% p.a* 3.99% p.a 4.03% p.a* 3.98% p.a 3.99% p.a* Borrower rate Comparison rate * 3.70% p.a 3.70% p.a* 3.81% p.a 3.85% p.a* 3.79% p.a 3.80% p.a* 3.99% p.a 4.03% p.a* 3.98% p.a 3.99% p.a* * Comparison rate is based on Rate Smasher standard variable rate for $150,000 loan over a term of 25 years for a secured loan with monthly principal and interest repayments. Comparison rates are based on the variable rate home loans comparable by major banks. Rates are correct as at 11/02/19 for YBR and may be subject to change. Effective dates are 27/09/18 for ANZ, 23/10/18 for Commonwealth Bank, 31/01/19 for NAB and 19/09/18 for Westpac. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. I would like help with Buying a property Buying a larger home Buying a smaller home Refinancing my home loan Buying an investment property Find out how or I don't know where to start Let us help you work out what you need, and how you can get it in the simplest way possible. Get started Our home loan calculators How much can I borrow? See how much you can borrow for your home by entering a few details. Make extra repayments See the savings you can achieve by making extra monthly repayments. Mortgage offset You could save by having an offset linked with your home loan. Home Loan Hot Seat Winner Announced Congratulations to our lucky winner Lisa Rymer! Keep reading YBR welcomes Budget help for first home buyers First home buyers will need to be savvy about saving within super, said Mark Bouris, Executive Chairman of Yellow Brick Road (YBR). Keep reading View all articles Find a Branch Find now Find an Adviser Find now Terms and conditions: * This comparison rates are based on loan of $150,000 over the term of 25 years. Rates are correct as at 11/02/19 and are subject to change. Comparison rates are based on the variable rate home loans comparable by major banks. Rates are correct as at 11/02/19 for YBR and may be subject to change. Effective dates are 27/09/18 for ANZ, 23/10/18 for Commonwealth Bank, 31/01/19 for NAB and 19/09/18 for Westpac. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. For fixed rate and comparison rate quoted please refer to the Comparison Rate Schedule. Yellow Brick Road Finance Pty Limited ACN 128 708 109, Australian Credit Licence 393195. Yellow Brick Road Wealth Management Pty Limited ACN 128 650 037, AFSL 323825.