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YBR

Different Loans for Different Life Stages

They were paying a high interest rate on their home loan with a big four bank as well as servicing a car loan and a credit card debt, leading to cash flow problems and a high level of stress.
We were able to refinance their home loan to a cheaper rate, consolidate their debts into a single home loan repayment and structure a 24 month interest only loan to cover the maternity leave period.
This freed up cash flow by more than $2,200 per month to assist the family while they were on a single income, which has made a substantial difference to their quality of life.  With ongoing management - when both parents are both working again - we will start to reduce their mortgage ahead of schedule.


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