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Find a BrokerHow to choose between an interest-only and standard home loan? See if you fit into any of these common scenarios.
Principal and interest vs interest-only?
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With you on your property journey.
Loan Features
What Does Loan to Value Ratio (LVR) Mean?
High or low LVR, see how it affects you.
Fixed or Variable Loan – Which Is the Better Option?
Can’t decide whether it’s a good time to fix your loan? Ask yourself this question.
Why Comparison Rates Are More Valuable If Personalised
Comparing home loans? Be sure to choose the right comparison rate.
What you need to know about offset accounts
An offset account is a transaction account linked to your mortgage. The balance in the offset reduces the loan balance by the same amount. Here is what you need to know abut how having an offset account will help you pay off your home loan faster
How Redraw Can Surprise You with Its Savings
While interest rates remain low, find out how to pay off your home loan faster using a redraw facility.
About lender’s mortgage insurance
You will only need mortgage insurance if you borrow more than 80% of the property value. Whether mortgage insurance is required depends on your lender.
Home loan features: what’s right for you?
Home loan features vary considerably from lender to lender. Some features – like an offset account, additional repayment facility, redraw facility and repayment holiday – can have great benefits. A broker can help you determine which features are right for you.
What is the comparison rate?
Understanding what a comparison rate is, is an important factor in making good borrowing decisions. Here is everything you need to know about comparison rates.
