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Loan Features

What you need to know about offset accounts

What you need to know about offset accounts

An offset account is a transaction account linked to your mortgage. The balance in the offset reduces the loan balance by the same amount. Here is what you need to know abut how having an offset account will help you pay off your home loan faster

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Home loan features: what’s right for you?

Home loan features: what’s right for you?

Home loan features vary considerably from lender to lender. Some features – like an offset account, additional repayment facility, redraw facility and repayment holiday – can have great benefits. A broker can help you determine which features are right for you.

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What is the comparison rate?

What is the comparison rate?

Understanding what a comparison rate is, is an important factor in making good borrowing decisions. Here is everything you need to know about comparison rates.

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Understanding Lenders Mortgage Insurance

Understanding Lenders Mortgage Insurance

Lenders mortgage insurance is a tricky concept that not many fully comprehend. It is important to understand that LMI insures the lender, not you. Here is everything else you need to know about LMI

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