You’ve calculated how much you need for a home loan deposit, but have you included Lenders Mortgage Insurance?
With you on your property journey.
First Home Buyer
About lender’s mortgage insurance
You will only need mortgage insurance if you borrow more than 80% of the property value. Whether mortgage insurance is required depends on your lender.
What You Need to Know About Saving for a Deposit
You’re saving for a deposit. Here’s why factors like your borrowing power, government rebates and the banking royal commission might affect your plans.
A Wake Up Call to those with a Home Loan
How much do you really know about your Home Loan? Consumers are easily confused by the terminology and practices of the financial services industry. Read on for some clarity on home loans
How can a mortgage broker help me get a home loan?
The importance of mortgage brokers goes without saying. Mortgage brokers understand the mortgage market and will provide you with valuable information. Read on so see why having a broker is an invaluable resource.
What Comprehensive Credit Reporting Means for You
If you pay your bills on time, you’ll be excited by the changes occurring to credit reporting in Australia.
Home loan features: what’s right for you?
Home loan features vary considerably from lender to lender. Some features – like an offset account, additional repayment facility, redraw facility and repayment holiday – can have great benefits. A broker can help you determine which features are right for you.
What is the comparison rate?
Understanding what a comparison rate is, is an important factor in making good borrowing decisions. Here is everything you need to know about comparison rates.
Your Home Loan Journey Road Map with a Mortgage Broker
Engaging a mortgage broker can make your home loan journey a lot more smooth and efficient. What’s more is that mortgage broker services are usually free for borrowers. Here’s a snapshot of your home loan journey with a broker.