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Add extra repayments
Pay more into the mortgage, by starting with adding $500 per month.
Fortnightly repayments
Make the change to fortnightly repayments, rather than monthly.
Pay every bonus into the mortgage
Pay every additional payment your receive such as tax refunds and work bonuses straight into the mortgage.
Don’t be tempted
Avoid buying new cars (or any cars) with the loan. Over time, these savings mean you’ll be able to buy nicer cars all the time or more importantly build up wealth from property much, much faster.
Add everything
Once you have your first property, it is time to supercharge the growth in equity to leverage into a second property.
Me?
I throw everything but the kitchen sink into these strategies. I put every spare penny into the mortgage. I find a mortgage broker to find me the best refinancing deal, including a lender hungry for my business or who is a believer in the area
I’ve bought in.