Ubank’s Own Home Loan

08th Aug, 2022 | Branch News 11 August 2022, Lender Updates

In this article:
Whether they’re buying or refinancing, ubank gives your customers options.

Whether they’re buying or refinancing, ubank’s Own variable home loan gives your customers options. For the perfect balance of flexibility and security, they can split their Own variable home loan with Ubank’s fixed home loan.

Key features;


  • 100% interest offset on up to 12 ubank accounts
  • No minimum amount for redraw & no redraw fees
  • Unlimited additional repayments


  • Redraw up to allowable amount (no minimum)
  • Rate lock – valid for 90 days from the date application is submitted
  • Up to $20k additional repayments during the fixed rate period at no cost

Own Home Loan – key fees;

  • Loan advance fee – $250 per settlement
  • Valuation fee – First valuation free up to $360 (at cost thereafter)
  • Annual fee – $250 per year – covers up to 5 Own home loans
  • Rate lock – $500 charged at settlement
  • Discharge fee – $300 per security

For more information or if you have any questions, reach out to your ubank BDM.

Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB). 86 400 Ltd ABN 13 621 804 813 is a representative of NAB and part of the NAB Group.