Resi Solutions for Your Clients

Product

• Prime
• Near Prime
• Specialist
• Alt Doc Lending
• Redraw & Offset Available

Service

• Direct Access to Credit Analysts
• By-pass Apply-on-Line for Essentials Applications. Quicker and Simpler process.
• Accessible and Experienced Staff
• No Credit Scoring *
• No CCR (Positive Credit Reporting)*
• Applications are manually assessed*
• Fully assessed pre-approvals*
• Upfront valuations *

Purpose

• Purchase or Refinance
• Owner Occupied or Investment
• Construction Lending*
• Vacant Land Only*
• Purchase of shares/Investments
• First Home Buyers LVR’s up to 98% incl. LMI*
• Large Loan Amounts *
• Cash out for Personal or Business use*
• Debt consolidation—unlimited number of debts*
• Full repayment of tax debt*
• “Off the Plan” purchases*
• Inner City Apartments*

Acceptable Incomes

• PAYG Income
• Self Employed Income—One Year Financials or Alt Doc Lending
• Full Time/Part time/Casual/Second/Job/Contract
• Employed by family
• Pensions Inc. Veteran Affairs Pensions
• Company Car/Vehicle Allowances
• Permanent Allowances
• Overtime/Commissions
• Bonus Payments
• Child support/maintenance
• Return to work income
• Parental Leave Income
• 90% Residential Rent*
• Up to 80% Commercial Rent*
• Director’s PAYG income only*

Policy Solutions

• Newly Employed (No minimum employment required)*
• Newly Self Employed* (ABN – 6 months)
• No Genuine Savings Policy
• Negative Gearing benefit
• Tax Returns not completed
• Clients with defaults
• Discharge Bankrupts (one day)
• Late payments on credit facilities
• Expat Lending (Aus/NZ residents working Overseas)*
• Return to work and Parental leave policy*
• Commercial approach to exit strategies*
• Lend anywhere in Australia
• 40 sqm floor space*
• High Density units*
• 100 Hectares/240 acres*

We’re here to support you! If you would like more information on how to get the best outcomes for your customers, please contact your Resi Business Development Manager.

*Please note, some of our niches are specific to certain products, please talk to your BDM to find out more