Resi loans for the self-employed

16th May, 2022 | Lender Updates, Branch News 17 May 2022

In this article:
Resi offers a range of flexible home loans for self-employed borrowers to suit a variety of situations. Their Essentials Alt Doc Promotion has been Extended to support those Self Employed Applicants looking for a great solution.

Resi’s range has a variety of options to suit various self-employed clients.


  • Minimum period Self Employed – ABN registered for a minimum of 24 months

Documentation required – Most recent tax returns and financials together with one of the following:

  • Previous year’s financials, or
  • Most recent 6 months of BAS to demonstrate stability of income


  • Minimum period Self Employed – At least 1 financial year trading in the current business
  • ABN must be registered for a minimum of 12 months

 Documentation required

  • Most recent full year of financials and tax returns (no greater than 18 months old).


  • Minimum period Self Employed – ABN registered for a minimum of 24 months plus current GST registration unless legitimately exempt

Documentation required – Client Income declaration plus any one of the following:

  • Minimum of 6 months BAS or 12 months Accountant Prepared Business Trading Statements OR
  • Accountant Declaration OR
  • Minimum of 6 months business bank statements supporting stated income

More solutions offered through their Renew, Agility and Select product range.

Please reach out to Broker Support or your Resi BDM for more information.