Home > Home Loans > Looking to refinance? Looking to refinance? If you are looking to refinance chances are you are either looking to get a better rate, use some equity or a combination of both. Either way, you are taking the first step towards saving money. When refinancing it’s important to identify a loan that will offer you long term value and flexibility. At Yellow Brick Road, our rates for both home and investment loans are market leading. We also offer unique flexibility with our 100% offset option that works for both variable as well as fixed interest rate loans. Should you wish to investigate if this loan is suitable for your personal circumstances, please click the link below arrange an appointment with one of our home loan experts. Flexi Options Home Loan Interest rates from 2.77% p.a. borrower rate 2.86% p.a.^ comparison rate Contact an Adviser Flexi Options Enter your email address below in order to receive information about Flexi Options to your inbox: Please enter a valid email address Submit We have emailed you the Flexi Options product information. Key Features Great rates Starting at 2.77% p.a. (Comparison Rate 2.81% p.a.) for Owner-Occupiers. Choose what you need Optional offset account at $10pm provides great flexibility but if you don’t require it, then you pay no on-going fees. Fast loan settlement times Our home loan experts will go the extra mile to help get your home loan approved. A loan that flexes with your lifestyle Opt for variable, fixed or a combination of both. Additional repayments, redraw, and offset can all be done no matter if your rate is fixed or variable. Our home loan calculators How much can I borrow? See how much you can borrow for your home by entering a few details. Make extra repayments See the savings you can achieve by making extra monthly repayments. How long to repay Find out how long it will take to repay your home loan with a specific repayment amount and frequency. What our clients experienced Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship. Edwar Ibrahim, Maroubra I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me. Tricia Benjamin, Holland Park Find a Branch Find now Find an Adviser Find now Sign up to receive your FREE monthly eNews from Yellow Brick Road Subscribe Terms and conditions: Flexi Options* Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 90% LVR. Essential Options^ Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 65% LVR, PAYG applicants only, loan amounts $250,000 - $750,000. The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as of 21/07/20 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply. The information is provided by Yellow Brick Road Finance Pty. Limited ACN 128 708 109 Australian Credit Licence 393195 and does not take your personal objectives, financial situation or needs into account. Consider its appropriateness to these factors before deciding whether to act on it. The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.