Yellow Brick Road: Home

Building a new home?

When building a new home or investment property, you want a loan that works for your situation.

With full account functionality and no interest rate premium charged during the construction phase. This lets you pay less on your home loan while it is not being used, and frees up cash for construction.

Our construction home loan has a market leading rate and all the features you need so that you can focus on building your dream home, and the leave the finances to us.

Should you wish to investigate if this loan is suitable for your personal circumstances, please click the link below arrange an appointment with one of our home loan experts.

Flexi Options

Home Loan
Interest rates from
2.77% p.a. borrower rate
2.81% p.a.^ comparison rate

Key Features

Get the loan you for your needs now and into the future

Construction is an option on our Flexi Options range so you get the loan you need for the long term while taking care of your construction needs.

Home loan ready from day 1

100% Offset, variable and fixed rates are available from day one.

Pay interest on only what you borrow

Construction loans are drawn down over the course of the construction period saving you interest in the meantime.

Owner-occupied or investment options

Available for both owner-occupied as well as investment purposes.

What our clients experienced

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.
Edwar Ibrahim, Maroubra
I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.
Tricia Benjamin, Holland Park

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Terms and conditions:

Flexi Options* Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 90% LVR.

Essential Options^ Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 65% LVR, PAYG applicants only, loan amounts $250,000 - $750,000.

The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as of 09/11/20 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply. The information is provided by Yellow Brick Road Finance Pty. Limited ACN 128 708 109 Australian Credit Licence 393195 and does not take your personal objectives, financial situation or needs into account. Consider its appropriateness to these factors before deciding whether to act on it. The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.