Yellow Brick Road: Home

Buying a new home?

At YBR we recognise that our customers want a home, not necessarily a home loan. That’s why we have designed a product range which combines highly competitive rates and fees with great flexibility to allow you to pay your home loan off as quickly as possible.

When purchasing a new home, you need a home loan that will adjust to your needs and offer great value and flexibility.  We believe the Flexi Options ticks these boxes.

Should you wish to investigate if this loan is suitable for your personal circumstances, please click the link below arrange an appointment with one of our home loan experts.

Flexi Options

Home Loan
Interest rates from
2.77% p.a. borrower rate
2.81% p.a.^ comparison rate

Key Features

Great rates

Starting at 2.77% p.a. (Comparison Rate 2.81% p.a.) for Owner-Occupiers.

Flexible home loan

100% mortgage offset account offers unlimited deposits irrespective of whether your loan is variable or fixed!

A loan that flexes with your lifestyle

A loan that flexes with your lifestyle. Construction and renovations, split accounts and bridging options offer you the flexibility you may need with changes to your circumstances.

Don’t pay for what you don’t use

No loan account fees and a simple monthly charge of $10 for the optional offset account means you only pay for what you need nothing more.

What our clients experienced

Anthony, thank you so much for assisting us in buying our first home. You were fantastic! You really understood the stressful challenges we faced and always went above and beyond, which is something we have never experienced with our bank. You found a great loan for my wife and I, and your property reports proved quite valuable. We are so happy with the service and relationship.
Edwar Ibrahim, Maroubra
I am writing to thank you for all the help with managing my mortgages and finances. You made it so easy for me to get a better rate and stay with the same bank, which I didn't think was possible. Thanks again for all the time you put into assisting me.
Tricia Benjamin, Holland Park

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Terms and conditions:

* Special variable rate available for Owner-occupied loans with Principal and interest repayments up to 90% LVR.

The comparison rate is based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as at 01/04/20 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply. The information is provided by Yellow Brick Road Finance Pty. Limited ACN 128 708 109 Australian Credit Licence 393195 and does not take your personal objectives, financial situation or needs into account. Consider its appropriateness to these factors before deciding whether to act on it. The above rates are subject to change. Fees and charges are payable. Terms and conditions are available from your local branch.